"Organized and opened for business at its present location in 1886 by William J. McDonald (1844-1926), Civil War veteran and lawyer. Earler he had opened the Citizens Bank of Clarksville and in 1889 he established a Delta County bank. Under his shrewd leadership the banks proppered. Although careful in the granting of loans, he was also lenient about their repayment and seldom foreclosed. [...]"
Submitted by @jqmcd